Washington, DC Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details

 
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#1 United Healthcare
(AARP Advantage Liberty HMO) 
$811 Humana
(Choice PPO) 
$2,932 Cigna Healthcare
(Preferred HMO-$32)
$6,599
#2 Cigna Healthcare
(Preferred HMO-$32)
$979 United Healthcare
(AARP Advantage Liberty HMO) 
$2,953 United Healthcare
(AARP Advantage Liberty HMO) 
$6,683
#3 Humana
(Choice PPO) 
$1,011 Cigna Healthcare
(Preferred HMO-$32)
$3,064 Humana
(Choice PPO) 
$7,697
#4 Kaiser Permanente
(Medicare Value HMO) 
$1,090 Aetna
(Medicare Value Plus HMO-$22)
$4,067 Aetna
(Medicare Value Plus HMO-$22)
$9,193
#5 Carefirst BCBS
(Advantage Complete PPO-$42)
$1,216 Kaiser Permanente
(Medicare Value HMO) 
$4,989 Kaiser Permanente
(Medicare Value HMO) 
$9,907
#6 Aetna
(Medicare Value Plus HMO-$22)
$1,472 Carefirst BCBS
(Advantage Complete PPO-$42)
$5,337 Carefirst BCBS
(Advantage Complete PPO-$42)
$9,929
  Average: All Plans $1,097 Average: All Plans $3,890 Average: All Plans $8,335

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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