New York Metro - Suffolk County Comparisons
Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits 
Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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| #1 | HealthFirst (65 Plus HMO) |
$185 | HealthFirst (65 Plus HMO) |
$2,333 | Aetna (Medicare Elite HMO) |
$5,793 |
| #2 | Humana (Choice PPO-27) |
$569 | Humana (Choice PPO-27) |
$2,852 | HealthFirst (65 Plus HMO) |
$6,024 |
| #3 | Cigna Healthcare (True Choice PPO) |
$585 | Aetna (Medicare Elite HMO) |
$2,863 | Cigna Healthcare (True Choice PPO) |
$7,219 |
| #4 | WellCare (Simple HMO) |
$1,148 | Cigna Healthcare (True Choice PPO) |
$2,975 | Humana (Choice PPO-27) |
$7,410 |
| #5 | VNSNY Choice (Easycare HMO-$25) |
$1,343 | VNSNY Choice (Easycare HMO-$25) |
$3,960 | VNSNY Choice (Easycare HMO-$25) |
$9,971 |
| #6 | Aetna (Medicare Elite HMO) |
$1,365 | Empire Blue Cross (Medicare Advantage HMO-$71) |
$5,631 | United HealthCare (AARP Medicare Advantage PPO-$75) |
$10,521 |
| #7 | Empire Blue Cross (Medicare Advantage HMO-$71) |
$2,807 | WellCare (Simple HMO) |
$5,690 | Empire Blue Cross (Medicare Advantage HMO-$71) |
$10,630 |
| #8 | United HealthCare (AARP Medicare Advantage PPO-$75) |
$2,936 | United HealthCare (AARP Medicare Advantage PPO-$75) |
$5,693 | WellCare (Simple HMO) |
$10,676 |
| #9 | EmblemHealth (VIP Gold HMO-$201) |
$5,509 | EmblemHealth (VIP Gold HMO-$201) |
$7,507 | EmblemHealth (VIP Gold HMO-$201) |
$11,174 |
| Average: All Plans | $1,832 | Average: All Plans | $4,389 | Average: All Plans | $8,824 |
*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included. Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies. Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.
The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans.
Medicare has neither reviewed nor endorsed this information. The Senior Choice Gold Award is not given by Medicare.
This is not a complete listing of plans available in your service area. For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov.
(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.)
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