Saint Petersburg-Pinellas County Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details

 
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#1 CarePlus             [TIE]
(CareOne Plus HMO)  
$25 Optimum Healthcare
(Gold Rewards HMO) 
$745 CarePlus
(CareOne Plus HMO)  
$1,600

#2

Humana             [TIE]
(Gold Plus HMO-25)  
$25 CarePlus
(CareOne Plus HMO)  
$770 Humana
(Gold Plus HMO-25) 
$1,660
#3 Optimum Healthcare
(Gold Rewards HMO) 
$50 Humana
(Gold Plus HMO-25) 
$800 Optimum Healthcare
(Gold Rewards HMO)  
$2,736
#4 Gold Kidney
(Gold Advantage HMO) 
$180 Ultimate Health Plans
(Premier Plus HMO)   
$1,105 Simply Healthcare    
(Simply More HMO)   
$2,891
#5 Florida Blue             
(Blue Medicare Premier HMO)  
$190 Simply Healthcare    
(Simply More HMO)   
$1,324 Ultimate Health Plans
(Premier Plus HMO)   
$3,231
#6 Ultimate Health Plans
(Premier Plus HMO)  
$290 Florida Blue             
(Blue Medicare Premier HMO)  
$1,350 Florida Blue             
(Blue Medicare Premier HMO)  
$3,697
#7 Freedom Health
(Freedom Medicare Rx HMO)  
$386 Gold Kidney
(Gold Advantage HMO)  
$1,425 United HealthCare
(AARP Medicare Advantage HMO)  
$3,853
#8 BayCare Health
(Complete HMO)  
$400 BayCare Health
(Complete HMO)   
$1,715 Cigna Healthcare             
(Preferred HMO)   
$3,875
#9 Cigna Healthcare             
(Preferred HMO) 
$560 Cigna Healthcare             
(Preferred HMO)  
$1,830 BayCare Health
(Complete HMO)   
$4,262
#10 Simply Healthcare    
(Simply More HMO)  
$627 United HealthCare
(AARP Medicare Advantage HMO)  
$1,903 WellCare
(Simple HMO)  
$4,623
#11 United HealthCare
(AARP Medicare Advantage HMO) 
$761 Freedom Health
(Freedom Medicare Rx HMO)  
$2,091 Freedom Health
(Freedom Medicare Rx HMO)   
$4,706
#12 Aetna 
(Select HMO)  
$919 Aetna 
(Select HMO)   
$2,289 Gold Kidney
(Gold Advantage HMO)  
$4,762
#13 Align Senior Care
(Medicare One HMO) 
$949 Align Senior Care
(Medicare One HMO)  
$2,379 Align Senior Care
(Medicare One HMO)  
$4,879
#14 WellCare
(Simple HMO) 
$1,126 WellCare
(Simple HMO)  
$3,616 Aetna 
(Select HMO)   
$4,950
#15 Devoted Health
(Core HMO) 
$1,281 Devoted Health
(Core HMO) 
$4,480 Devoted Health
(Core HMO) 
$6,554
#16 Solis Health
(Healthy Living HMO)  
$4,280 Solis Health
(Healthy Living HMO)   
$6,590 Solis Health
(Healthy Living HMO)   
$8,492
  Average: All Plans $753 Average: All Plans $2,151 Average: All Plans $4,173

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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