Philadelphia Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
RANK If your health is EXCELLENT
use this column
Click here to view health status details		 If your health is FAIR
use this column
Click here to view health status details		 If your health is POOR
use this column
Click here to view health status details

#1 Clover Health
(Choice PPO)  		 $565 Highmark 
(Blue Choice Deluxe HMO) 		 $2,011 Highmark 
(Blue Choice Deluxe HMO) 		 $3,636
#2 Humana
(Gold Plus HMO-37)  		 $569 Humana
(Gold Plus HMO-37)  		 $2,267 Cigna Healthcare
(Alliance HMO)  		 $5,430
#3 Cigna Healthcare
(Alliance HMO)  		 $595 Geisinger
(Gold Value Rx HMO)  
 $2,555 United HealthCare
(AARP Medicare Advantage HMO)  		 $5,877
#4 Jefferson Health
(Medicare Complete HMO) 		 $823 Cigna Healthcare
(Alliance HMO)  		 $2,560 Geisinger
(Gold Value Rx HMO)   		 $6,090
#5 Independence Blue Cross
(65 Basic Rx HMO) 		 $840 Jefferson Health
(Medicare Complete HMO)  		 $2,603 Humana
(Gold Plus HMO-37)  		 $6,160
#6 United HealthCare
(AARP Medicare Advantage HMO) 		 $906 Independence Blue Cross
(65 Basic Rx HMO)  		 $2,660 Jefferson Health
(Medicare Complete HMO)  		  $6,458
#7 Aetna 
(Advantra Prime HMO)  		 $944 United HealthCare
(AARP Medicare Advantage HMO)  		 $2,728 Independence Blue Cross
(65 Basic Rx HMO)  		 $6,524
#8 Geisinger
(Gold Value Rx HMO)  		 $960 Aetna 
(Advantra Prime HMO)   		 $3,698 Aetna 
(Advantra Prime HMO)   		 $8,238
#9 Highmark 
(Blue Choice Deluxe HMO) 		$1,147 Clover Health
(Choice PPO)   		 $4,373 Devoted Health
(CORE PPO)   		 $8,370
#10 WellCare
(Simple PPO)  		 $1,163 Devoted Health
(CORE PPO)   		 $5,045 Clover Health
(Choice PPO)   		 $8,685
#11 Devoted Health
(CORE PPO)  		 $1,281 WellCare
(Simple PPO)   		 $5,275 WellCare
(Simple PPO)   		 $9,356
  Average: All Plans $890 Average: All Plans  $3,290 Average: All Plans $6,802

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($TBA in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

      COSTSHARE REPORT is a registered mark of HealthMetrix Research Inc.