Detroit Area Comparisons

 

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
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Click here to view health status details		 If your health is FAIR
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Click here to view health status details		 If your health is POOR
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#1 Blue Care Network
(Prime Value HMO) 		 $381 Zing Health
(Select Care HMO) 		 $2,161 Humana
(Gold Plus HMO-4)   		 $5,326
#2 Zing Health
(Select Care HMO) 		 $386 McClaren Medicare
(Inspire PPO)  		 $2,504 Zing Health
(Select Care HMO) 		 $5,432
#3 Blue Cross Blue Shield
(Blue Essential PPO)  		 $386 Blue Care Network
(Prime Value HMO) 		 $2,552 HAP Senior Plus
(Medicare Connect HMO)  		 $5,973
#4 McClaren Medicare
(Inspire PPO) 		 $473 HAP Senior Plus
(Medicare Connect HMO)  		 $3,012 Priority Health
(Medicare Edge PPO)   		 $6,007
#5 Humana
(Gold Plus HMO-4)  		 $579 Humana
(Gold Plus HMO-4)   		 $3,092 HAP Senior Plus
(Explore PPO)  		 $6,225
#6 HAP Senior Plus
(Medicare Connect HMO) 		 $684 Priority Health
(Medicare Edge PPO)   		 $3,100 McClaren Medicare
(Inspire PPO)  		 $6,441
#7 HAP Senior Plus
(Explore PPO) 		 $811 Blue Cross Blue Shield
(Blue Essential PPO)  		 $3,217 Blue Care Network
(Prime Value HMO) 
 $6,789
#8 Trinity Health
(No Premium HMO) 		 $848 HAP Senior Plus
(Explore PPO)  		 $3,265 Trinity Health
(No Premium HMO)  		 $7,851
#9 Priority Health
(Medicare Edge PPO)  		 $890 United Healthcare
(AARP Medicare Advantage PPO)  		 $3,613 United Healthcare
(AARP Medicare Advantage PPO)  		 $8,026
#10 Aetna 
(Medicare Value HMO)  		 $944 Aetna 
(Medicare Value HMO)   		 $3,808 WellCare
(Simple HMO)   		 $8,033
#11 United Healthcare
(AARP Medicare Advantage PPO) 		 $1,071 Trinity Health
(No Premium HMO)  		 $4,699 Aetna 
(Medicare Value HMO)   		 $8,583
#12 WellCare
(Simple HMO)  		 $1,156 WellCare
(Simple HMO)   		 $5,526 Blue Cross Blue Shield
(Blue Essential PPO)  		 $8,742
  Average: All Plans $717 Average: All Plans  $3,379 Average: All Plans  $6,952

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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